:root{--navy:#0d1b2e;--navy2:#13294a;--blue:#1673d1;--blue-d:#0f5cab;--sky:#e8f2fc;--ink:#18222e;--muted:#55636f;--line:#e2e8ef;--bg:#f5f7fa;--white:#fff;--ok:#1a7f37}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:17px}
img{max-width:100%;display:block;height:auto}
a{color:var(--blue)}
h1,h2,h3{font-family:"Archivo",Inter,system-ui,sans-serif;letter-spacing:-.01em;color:var(--navy)}
h1{font-size:clamp(34px,5.2vw,58px);line-height:1.05;margin:0 0 18px;font-weight:800}
h2{font-size:clamp(28px,3.6vw,40px);line-height:1.15;margin:0 0 14px;font-weight:800}
h3{font-size:20px;line-height:1.3;margin:0 0 8px;font-weight:700}
p{margin:0 0 14px}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 12px}
/* header */
header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px}
.nav img{height:48px;width:auto}
.nav ul{list-style:none;display:flex;gap:26px;margin:0;padding:0;align-items:center}
.nav ul a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
.nav ul a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:#fff!important;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:16px;font-family:inherit;transition:background .15s}
.btn:hover{background:var(--blue-d)}
.btn.ghost{background:transparent;border:2px solid rgba(255,255,255,.5)}
.btn.ghost:hover{background:rgba(255,255,255,.1)}
.nav .btn{padding:10px 18px;font-size:15px}
/* hero */
.hero{position:relative;color:#fff;background:linear-gradient(120deg,rgba(13,27,46,.96) 0%,rgba(19,41,74,.9) 55%,rgba(19,41,74,.55) 100%),var(--hero) center/cover no-repeat;padding:88px 0 96px}
.hero .grid{display:grid;grid-template-columns:1.25fr .9fr;gap:48px;align-items:center}
.hero h1{color:#fff}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.14em;font-size:12.5px;font-weight:700;color:#9fd0ff;margin:0 0 14px}
.hero .lede{color:#d5e2ef;font-size:19px;max-width:620px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.checks{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:8px 20px;color:#e5eef7;font-size:15.5px}
.checks li{position:relative;padding-left:26px}
.checks li:before{content:"";position:absolute;left:0;top:6px;width:16px;height:16px;border-radius:50%;background:#2e8be6 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' stroke='white' stroke-width='2' fill='none'/%3E%3C/svg%3E") center/12px no-repeat}
.quotecard{background:#fff;color:var(--ink);border-radius:14px;padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.28)}
.quotecard h2{font-size:24px;margin-bottom:6px}
.quotecard .note{margin-top:0}
/* trust bar */
.trust{background:var(--navy);color:#cfdbe8;padding:18px 0;font-size:15px}
.trust .wrap{display:flex;flex-wrap:wrap;gap:12px 34px;justify-content:center}
.trust b{color:#fff}
/* sections */
section{padding:84px 0}
.alt{background:var(--bg)}
.center{text-align:center}
.lead{color:var(--muted);font-size:18px;max-width:760px}
.center .lead{margin:0 auto 10px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px;text-decoration:none;color:inherit;display:block;transition:border-color .15s,transform .15s}
a.card:hover{border-color:var(--blue);transform:translateY(-2px)}
.card p{margin:0;color:var(--muted);font-size:15.5px}
.card .more{display:inline-block;margin-top:12px;font-weight:700;color:var(--blue);font-size:15px}
.icon{width:44px;height:44px;border-radius:10px;background:var(--sky);display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:var(--blue)}
.icon svg{width:24px;height:24px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:36px;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px;position:relative}
.step:before{counter-increment:s;content:counter(s);display:flex;width:40px;height:40px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:12px;font-family:Archivo,sans-serif}
.step p{margin:0;color:var(--muted);font-size:15.5px}
.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px}
.gallery figure{margin:0;position:relative;border-radius:10px;overflow:hidden;background:#dde4ec}
.gallery img{width:100%;aspect-ratio:4/5;object-fit:cover}
.gallery figcaption{position:absolute;left:0;right:0;bottom:0;padding:22px 14px 12px;color:#fff;font-weight:600;font-size:14.5px;background:linear-gradient(transparent,rgba(0,0,0,.65))}
.areas{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:24px}
.areas a,.areas span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 18px;font-weight:600;color:var(--ink);text-decoration:none;font-size:15px}
.areas a:hover{border-color:var(--blue);color:var(--blue)}
/* faq */
.faq{max-width:860px;margin:30px auto 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:12px;padding:0 22px}
.faq summary{cursor:pointer;font-weight:700;padding:18px 28px 18px 0;list-style:none;position:relative;font-size:17px;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:0;top:14px;font-size:24px;color:var(--blue)}
.faq details[open] summary:after{content:"\2212"}
.faq details p{color:var(--muted);margin:0 0 18px}
/* cta band */
.band{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:64px 0}
.band h2{color:#fff}
.band p{color:#cfdbe8}
.band .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
/* forms */
form{display:grid;gap:13px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:13px}
label{font-weight:600;font-size:14px;display:grid;gap:5px;color:var(--ink)}
input,textarea{font:inherit;font-size:16px;padding:12px 14px;border:1px solid #c6d0db;border-radius:8px;width:100%;background:#fff;color:var(--ink)}
input:focus,textarea:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}
textarea{min-height:120px;resize:vertical}
.formbox{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px;max-width:780px;margin:30px auto 0}
.note{font-size:14px;color:var(--muted)}
/* page header + prose */
.pagehead{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:60px 0 54px}
.pagehead h1{color:#fff;font-size:clamp(32px,4.4vw,48px)}
.pagehead p{color:#d5e2ef;font-size:18px;max-width:760px;margin:0}
.crumbs{font-size:14px;color:#9fb3c8;margin-bottom:14px}
.crumbs a{color:#cfe3f7;text-decoration:none}
.prose{max-width:800px}
.prose h2{font-size:28px;margin-top:38px}
.prose ul{padding-left:20px}
.prose li{margin-bottom:8px}
.prose img{border-radius:12px;margin:24px 0}
.answer{background:var(--sky);border-left:4px solid var(--blue);padding:16px 20px;border-radius:0 10px 10px 0;margin:0 0 24px;font-size:17.5px}
.layout{display:grid;grid-template-columns:1fr 340px;gap:48px;align-items:start}
.side{position:sticky;top:96px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.side h3{margin-bottom:6px}
.meta{color:var(--muted);font-size:14px}
.postcard{display:grid;grid-template-columns:260px 1fr;gap:24px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;text-decoration:none;color:inherit;margin-bottom:18px}
.postcard img{width:100%;height:100%;object-fit:cover}
.postcard div{padding:22px}
/* footer */
footer{background:var(--navy);color:#b9c8d8;padding:56px 0 30px;font-size:15px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
footer h4{color:#fff;margin:0 0 12px;font-size:15px;font-family:Archivo,sans-serif}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:8px}
footer a{color:#dbe7f3;text-decoration:none}
footer a:hover{color:#fff}
footer .logo{height:48px;width:auto;background:#fff;border-radius:8px;padding:5px;margin-bottom:14px}
footer .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:14px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.mcta{display:none}
@media(max-width:980px){
 .hero .grid,.two,.layout{grid-template-columns:1fr}
 .cards{grid-template-columns:1fr 1fr}
 .steps{grid-template-columns:1fr 1fr}
 footer .cols{grid-template-columns:1fr 1fr}
 .side{position:static}
}
@media(max-width:700px){
 body{font-size:16.5px}
 .nav ul li.hide{display:none}
 .nav img{height:40px}
 .hero{padding:56px 0 64px}
 .checks,.row,.cards,.steps,.postcard{grid-template-columns:1fr}
 .gallery{grid-template-columns:1fr 1fr}
 section{padding:60px 0}
 .quotecard{padding:20px}
 footer .cols{grid-template-columns:1fr}
 .mcta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:40;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.25)}
 footer{padding-bottom:90px}
}